Two people. One plan.
Your retirement plan shouldn't depend on you staying sharp for the next 30 years.
Spreadsheets quietly drift out of date. Assumptions break. Small errors compound. FIRElogic: built to stay correct over decades, without you having to maintain it.
Your assumptions don't quietly drift out of date
Tax thresholds change. Inflation shifts. Policy moves. If your model doesn't keep up, it becomes wrong—gradually, then materially. FIRElogic keeps everything aligned with the world as it changes.
No silent errors compounding for decades
Spreadsheets don't tell you when something breaks. A single bad reference. A hard-coded number. A missed update. The model still runs. It just stops being right. FIRElogic removes that entire class of risk. FIRElogic uses differential testing: the engine's output is checked against an independent test oracle that re-implements the UK tax logic from scratch.
Still works when you're not maintaining it
At some point, you stop checking every detail. That's normal. What matters is whether the plan still holds without constant attention. No re-learning your logic. No version control. No "what did I mean by this?" Open it, and it's still correct.
Software outputs
Income Modelling
Projects annual income from multiple sources under user-defined assumptions.
Asset Trajectory
Charts how pensions, ISAs, and cash balances evolve over the modelled period.
Tax Calculations
Estimates potential tax impact based on user inputs and generalised rules.
Household View
Models combined finances for two people within a single scenario.
Under the hood
Built as a modelling engine
The software applies structured calculations to user-supplied inputs — it does not provide financial advice or recommendations. The software does not suggest actions or recommend financial decisions.
All outputs depend entirely on the data and assumptions you enter.
The software models
A software product, not a financial service
"We develop and sell software tools for personal financial modelling. We do not provide financial advice, manage investments, or handle client funds."