FIRElogic:precise retirement planning

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Two people. One plan.

Stays correct as tax rules changeNo spreadsheet maintenance requiredBuilt for decades, not just today

Your retirement plan shouldn't depend on you staying sharp for the next 30 years.

Spreadsheets quietly drift out of date. Assumptions break. Small errors compound. FIRElogic: built to stay correct over decades, without you having to maintain it.

Your assumptions don't quietly drift out of date

Tax thresholds change. Inflation shifts. Policy moves. If your model doesn't keep up, it becomes wrong—gradually, then materially. FIRElogic keeps everything aligned with the world as it changes.

No silent errors compounding for decades

Spreadsheets don't tell you when something breaks. A single bad reference. A hard-coded number. A missed update. The model still runs. It just stops being right. FIRElogic removes that entire class of risk.

Still works when you're not maintaining it

At some point, you stop checking every detail. That's normal. What matters is whether the plan still holds without constant attention. No re-learning your logic. No version control. No "what did I mean by this?" Open it, and it's still correct.

Software outputs

£

Income Modelling

Projects annual income from multiple sources under user-defined assumptions.

Asset Trajectory

Charts how pensions, ISAs, and cash balances evolve over the modelled period.

%

Tax Calculations

Estimates potential tax impact based on user inputs and generalised rules.

Household View

Models combined finances for two people within a single scenario.

Under the hood

Built as a modelling engine

The software applies structured calculations to user-supplied inputs — it does not provide financial advice or recommendations. The software does not suggest actions or recommend financial decisions.

All outputs depend entirely on the data and assumptions you enter.

The software models

User-defined inflation and cost-of-living assumptions
Withdrawal sequencing across asset types
State pension integration
Multi-account portfolio projections
Long-term growth scenarios

A software product, not a financial service

Software tool — not financial advice
No ads, no data selling, no third-party tracking
Private by design — your data stays on your device
Revenue from software licence fees only
"We develop and sell software tools for personal financial modelling. We do not provide financial advice, manage investments, or handle client funds."

FIRElogic Retirement Calculator

Personal Financial Modelling Software for the Long-Term

A software tool by Retire Early Ltd · Not financial advice · Not regulated by the FCA

Having trouble?

Retire Early Ltd · Registered in England and Wales · support@firelogic.uk